CHICAGO - It’s called the “denomination effect.”

Ol' Ben says, "$100 saved is $100 earned."

According to a study that will soon be published in the Journal of Consumer Research, shoppers aren’t as likely to spend their money if they carry their cash in large denominations.

Experiments conducted over the course of the study showed that given an equal amount of cash — in this case $100 — those carrying a Benjamin were less likely to part with it than those carrying Franklins or Jacksons.

For more, visit the Journal of Consumer Research.

ATLANTA - Thank goodness for CNN’s Peter Wilkinson who put insurance monster AIG’s staggering $62 billion quarterly loss into some sort of perspective by crunching the numbers and giving readers a sort of Top 10 list of what that money actually represents.

This is chicken feed.

For example, divided equally among America’s 303 million people, that’s $204 in everybody’s pocket.

Of course, AIG lost that money, so seen another way, that would be $204 we all could fork over to make up for that deficit.

For more, check out Boing Boing.

See if you’re a “glass half full” or “glass half empty” sort of person.